10/10/2024 | Press release | Distributed by Public on 10/10/2024 20:17
In the aftermath of a major disaster like Hurricane Helene and Milton, people come together to rebuild and recover. Unfortunately, alongside the genuine help, there are always opportunistic scammers ready to exploit the chaos for personal gain. Knowing what to look out for can help protect you and your community from falling victim to these fraudulent schemes.
The National Center for Disaster Fraud (NCDF), established by the Justice Department after Hurricane Katrina in 2005, reminds the public to be cautious of hurricane-related solicitations. As natural disasters, like Hurricane Helene, often bring out the best in people eager to help, they also provide an opportunity for criminals to exploit the situation by stealing money or personal information. Here are some of common scams and fraud to watch out for, and how you can safeguard yourself.
1. Unlicensed Contractors and Repair Fraud
As residents begin to rebuild, many turn to contractors for help with repairs. Scammers often pose as legitimate contractors but lack proper licensing or qualifications. They may demand upfront payment and then disappear without completing the work or do subpar repairs.
How to Protect Yourself:
2. Fake Charity Solicitations
Disasters often inspire a wave of generosity, but they also give rise to fake charities. Scammers may set up fraudulent organizations that claim to be helping victims of Hurricane Helene and Milton, only to pocket the money for themselves.
How to Protect Yourself:
3. Price Gouging
After a major disaster, there is often a sharp increase in demand for essential goods like water, fuel, and building supplies. Unscrupulous businesses or individuals may take advantage by charging exorbitant prices.
How to Protect Yourself:
4. Impersonation of Government Officials
Scammers may pose as FEMA representatives, insurance adjusters, or other government officials. They'll claim to help expedite your relief or insurance claim in exchange for personal information or payment.
How to Protect Yourself:
5. Phishing Scams
Cybercriminals often send out emails or texts that look like they're from legitimate organizations, trying to trick people into clicking on malicious links. These phishing scams can lead to identity theft or financial loss.
How to Protect Yourself:
In the wake of Hurricane Helene and Milton, the most important thing you can do is stay vigilant. While the majority of people are focused on helping and healing, there will always be a small number looking to take advantage. By recognizing the signs of common scams and taking precautionary measures, you can protect yourself and your community from further harm. If you suspect you've been targeted by a scam, report it to local law enforcement or the Federal Trade Commission (FTC) immediately.