10/24/2024 | Press release | Distributed by Public on 10/24/2024 13:23
TALLAHASSEE, Fla. - As Floridians begin the process of repairing, rebuilding, and recovering from Hurricane Milton, Florida's Insurance Consumer Advocate (ICA) Tasha Carter and the American Property Casualty Insurance Association (APCIA) urge homeowners to watch out for fraudsters and scammers trying to involve themselves in the claims or damage repair process. The ICA and APCIA's Prevent Contractor Fraud and Abuse Guidecan help disaster victims learn how to spot and stop contractor fraud and abuse and follow best practices for hiring a contractor to assist with repairs.
"While contractors play an integral role in the building and repair process and most are legitimate, there are others looking to take advantage of homeowners in vulnerable situations. Far too often, fraudsters and scammers come to town to take advantage of storm victims in desperate need of repairs. Floridians must keep their guard up and be wary of individuals going door-to-door offering to inspect for damage or make repairs. Working with untrustworthy or unlicensed contractors can delay the recovery process," said Tasha Carter, Florida's Insurance Consumer Advocate.
Homeowners need to remain vigilant and watch for red flags, such as someone showing up at their door unsolicited using high-pressure sales tactics and demanding payment upfront.
"Insurers are deploying all available resources to help their customers begin the recovery process and want to prevent their customers from falling victim to any scams or fraudulent activity. That's why we encourage all policyholders to work closely with their insurer throughout the claims process and to lean on their adjuster when they have questions or concerns," said Logan McFaddin, vice president of state government relations for APCIA.
Florida's ICA and APCIA offer the following tips to help prevent homeowners from falling victim to contractor fraud and abuse.
The ICA/APCIA Prevent Contractor Fraud and Abuse Guideprovides more detailed information and tips.
Additional APCIA & ICA Resources
Demolish Contractor Fraud: Steps to Avoid Falling Victim(ICA)Flood Insurance: Know What to Do After A Flood (ICA)
Hurricane Resources: Your Guide to Recovery(ICA)Hurricane Preparedness & Recovery(APCIA)