Fair Credit Reporting Act Now Available

Consumer credit card debt in the U.S. is a growing concern. Despite recent efforts to curb rising interest rates, many Americans struggle to manage their credit card balances. The Federal Trade Commission's (FTC) latest Fair Credit Reporting Act (FCRA), now available from the Government Publishing Office (GPO) Bookstore, gives consumers the right to access their credit reports, dispute inaccuracies, and know who has accessed their credit information.

Here's a summary of what the FCRA does:

• Protects the accuracy of your credit information: You have the right to dispute any errors on your credit report. The FCRA requires credit reporting agencies to investigate disputes and remove inaccurate information.
• Gives you control of your credit report: You can get a free copy from the three major credit reporting agencies (Equifax, Experian, and TransUnion) once a year. You can also dispute errors online or by mail.
• Limits who can see your credit report: Credit reporting agencies can only share your credit report with creditors and other businesses with a permissible purpose, such as landlords, insurers, and employers.

Now is a great time to familiarize yourself with the provisions of the FCRA to protect your rights as a consumer.

The GPO Online Bookstore - Easy Access to Federal Publications

HOW DO I OBTAIN THIS RESOURCE?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications -with FREE Standard Shipping worldwide- from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Click here to purchase Fair Credit Reporting Act

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800. Email orders to [email protected]

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO's Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author:Blogger contributor Ed Kessler is a Promotions Specialist in GPO's Publications and Information Sales Office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO's Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

This entry was posted on Friday, October 25th, 2024 at 1:06 pm and is filed under Consumers, finances. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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